1City Choices


Whether you need cash for a wedding, college tuition, vacation, or debt consolidation, a low interest rate Signature Loan from anywhere you are is tailored to fit your needs. No collateral is required and there are no fees for application. Available in terms up to 60 months.

Ready to apply? Click here to apply online opens in new window. It's fast, easy, and secure. You'll receive an email notification or phone call when your loan is approved.

We can help you replace those high interest rates with a rate that better fits your budget and lifestyle.

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Get financing for whatever you need now

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Student Loan

A higher education is something that will help you build a steady future and we would like to help you make your professional dreams come true with our Student Loan

Personal Loan

Extra expenses aren’t going to stress you anymore, as you have the option for a Personal Loan from 1City Choices

Home Loan

TWhether you are looking for a beachside holiday home, an apartment in a high rise, or a villa tucked away in the mountains, anywhere in the world, 1City Choices helps you finance up to 60% of the property value

Vehicle Loan

Whether your family is growing or you want to buy your first brand new car, 1City Choices New Car Loan will help you get on the open road

Business Loan

We all have challenging months. Don't worry about being short on money ever again. With 1City Choices overdraft facility, you can have easy access to extra funds when you need them.

Project Finance Loan

The Project Finance Loan, is an optimal way to obtain financing for new projects, or to develop an existent project in any industry, economic sector or commercial activity.

Get financing for whatever you need now

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Features of Education Loan

All loans are not created equal, personal loan has become a great option for people to use.

Amount Limits

Refinance up to $125,000 in undergraduate student loan debt or $175,000 in graduate debt.

Loan Tenure

Pay your loan off quickly, or keep your monthly payments as low as possible — the choice is yours.

Convenient Options

Sign your loan documents from home and set up automatic payments

Tax Rebeate

Our loan rates and charges are very attractive.

Loan - Eligibility

Any salaried, self-employed or professional Public and Private companies, Government sector employees including Public Sector is eligible for a loan.


Maximum age of applicant at loan maturity: 60 years


Minimum Net Monthly Income: 15,000

Credit Rating

Applicant should have the bank specified credit score.